For SACCOs & Cooperatives

Your members are real. Your records don’t prove it yet.

ShareCARD turns your SACCO’s paper registers into verified, audit-ready records — the same proof your buyers need for EUDR compliance and your lenders need to extend credit. Setup in 48 hours. Works offline on 2G.

Setup in 48 hours · Works offline · Built for SACCOs, their buyers, and their lenders

A ShareCARD field agent verifying data on a phone while visiting a farming community

Backed & deployed with

CSJ
Palladium
TRIAS
Launch Africa

Best AgTech Startup — AfricArena

4,006

verified farmers live

150

active field agents

22

regions, Uganda

Read the MADFA story →

Farmer records buried in paper files, binders and loose forms

The problem

Your SACCO’s biggest asset is sitting in a filing cabinet.

Right now, most SACCO member records live in paper registers, spreadsheets, and a field officer’s memory — not in a form a lender, buyer, or auditor can verify. No credit history. No mapped plots. No transaction trail. Your members aren’t uncreditworthy or untraceable — there’s just nothing yet to prove otherwise.

ShareCARD gives every member a verified identity, a transaction history, and proof of what they grow — turning your SACCO’s paper trail into the asset that gets you credit lines, buyer contracts, and funding you couldn’t access before.

Selling coffee, cocoa, or other EU-bound crops?

EUDR enforcement starts 30 December 2026. Plot-level geolocation isn’t optional after that.

Every farmer your SACCO verifies on ShareCARD is already GPS-mapped and identity-linked — the exact data your exporter and buyers will need to submit due diligence statements. You don’t need a separate compliance project. It’s already being built.

How it works

Verify once. Transact everywhere.

Three components, one infrastructure — from the field, to the farmer’s hand, to your command centre.

A ShareCARD agent showing the app to farmers in the field

The Agent App

An offline-first super-app that puts enrolment power in the field. Agents register farmers in minutes — biometric capture, GPS-stamped plots, KYC — with or without a signal. Everything syncs when the network returns.

Verified FarmerCARDs

The FarmerCARD

A verified digital identity in every farmer’s hand — NFC-chipped, biometric-backed, brandable to your programme. One tap confirms who the farmer is, what they’ve done, and what they’re owed. The card that counts.

The ShareCARD dashboard — your whole operation on one screen

The Dashboard

Real-time command of your entire field operation — live GPS coverage maps, verified enrolment counts, agent performance, and compliance certificates. Multi-tenant, role-based, built to give leadership answers, not exports.

For SACCOs & cooperatives

Onboard your SACCO. Get every farmer registered.

Verify your members, digitise your records, and lend on data instead of paperwork. Your agents register farmers in minutes — online or off — and every member gets a verified FarmerCARD.

Verify members with biometric KYC & GPS-tagged plots

Issue a verified FarmerCARD to every member

Lend, disburse, and get repaid on real data

See your whole field operation live

Not the right person? Share this with your SACCO on WhatsApp →

The ShareCARD team with MADFA SACCO

The platform

Seventeen modules. Activate only what you need.

Start with the trust core, then switch on the modules your operation needs — one click to activate, no records lost if you deactivate.

Identity & Verification

Biometric KYC, GPS-tagged plots, and the FarmerCARD engine.

Field Operations

Data collection, training, agents, and associations.

Finance & Trade

Credit, Market Linkage, contracts, and EU export compliance.

Insights & Control

Maps, executive reporting, roles, and billing.

The Trust Core — verified identity and access control, always on beneath every module.

See all 17 modules →

Our first scale campaign Digitize Africa · Cohort 1

$5,000 to digitize your SACCO’s records. Apply for Cohort 1.

We’re funding the first cohort of SACCOs ready to move off paper — member records, savings and loan books, verified and digital. Watch how it works, then apply.

Funding partner? Sponsor the organisations you support →

A farmer getting started on ShareCARD with support from a TRIAS-backed partner

Now live · ShareCARD v2.0

What’s new in v2.0

The biggest release yet — the modules that turn verified identity into finance, trade and compliance.

New in v2.0

Embedded Finance

Credit scored on real data, insurance priced on real risk, and payments disbursed straight to mobile money — protected by our waterfall settlement engine.

How it works →

New in v2.0

EU Export Suite

EUDR compliance, export documents, buyer portal and shipment tracking — compliance generated as a by-product of the data your field team already collects.

Explore compliance →

New in v2.0

Market Linkage

Connect buyers and sellers with open buy orders. Post demand signals and discover trade opportunities across organisations — verified supply, real buyers.

Open the marketplace →

Embedded finance

Where verified identity becomes access to capital.

Every verified transaction builds a financial track record — delivering what farmers have always been denied: credit scored on real data, insurance priced on real risk, and payments designed to arrive on time, straight to mobile money — with MTN MoMo integration on the way.

Our waterfall settlement engine protects every party in one automated flow — platform fee, agent commission, loan repayment, insurance premium, and the net to the farmer, every time, in the right order.

Lenders

get repaid

Agents

get paid

Farmers

get what’s theirs

A farmer receiving a mobile-money payment

Traceability & compliance

From farm gate to export market — with proof at every step.

Global markets now demand to know exactly where produce comes from. ShareCARD makes compliance a by-product of normal operations: GPS-verified plots, identity-linked harvest records, and audit-ready documentation from the same data your field team already collects.

EUDR-ready today — built for whatever comes next

A ShareCARD agent wearing a Verified Real-time Traceable Data shirt in the field

Market Linkage · sourcing now

Nine crops, live on the platform.

Verified buyers are sourcing these value chains right now. List your produce on Market Linkage and connect to real demand.

Also built for Financial Institutions & Insurers and Development Programmessee every way to work with ShareCARD →

Proof

Live in production. Trusted at scale.

Deployed with development programmes, exporters, SACCOs and agribusinesses across Uganda.

143,000

farmer programme pipeline in activation

90s

to verify and card a farmer

17

modules live in v2.0

Thousands

of farmers verified on the live platform

Biometric KYC

EUDR-ready traceability

Infrastructure on AWS Africa

Best AgTech Startup — AfricArena

GIZ SAIS Cohort 2026

Farmer data belongs to farmers.

ShareCARD is built on a non-extractive data standard: consent-gated collection, role-based access, and governance designed for multi-jurisdiction compliance.

We verify. We protect. Selling farmer data isn’t part of our model.

Read our data protection approach →

Book a demo

See what verified trust does to a value chain.

Book a 30-minute walkthrough. We’ll map ShareCARD to your operation — enrolment, finance, trade, or compliance — and show you the platform live.

Talk to our team

Programme and enterprise deployment — tell us about your operation and we’ll be in touch.

We’ll only use your details to follow up. No spam — that’s a promise.

The formal economy is coming to the farm gate.

Be the organisation that brought it there. Book a demo and see what verified trust does to a value chain.

The card that counts.