Finance & Credit
Underwrite with verified identity, not guesswork.
Every ShareCARD carries a farmer’s real transaction history — harvests sold, inputs bought, training completed. Lenders and insurers use that record to price risk and reach a market that used to be invisible.
The problem with lending to farmers
No transaction history means no credit score — and no credit score means no loan.
ShareCARD replaces that gap with a verified record: what a farmer grows, sells, and buys, tied to one identity. That’s the evidence base underwriting and claims processes need.
What one card gives you
Everything underwriting and claims teams ask for, already verified.
Verified transaction history
Every harvest sold and input bought, tied to one farmer identity over time.
Wallet-based disbursement
Disburse and collect repayments straight to the same card a farmer already trades on.
Portfolio risk visibility
See repayment behavior and crop performance across your whole book, not just at origination.
Audit-ready records
Geolocated, timestamped data that stands up to due diligence and regulatory review.
Built for
Whoever prices risk in the value chain.
Banks & MFIs
Extend credit to SACCOs and their members using a verified activity record in place of collateral you don’t have.
Insurers
Underwrite crop and asset cover against verified farm activity, and settle claims against the same record.
DFIs & wholesale lenders
Fund SACCOs at scale with real portfolio data to track, instead of estimates at disbursement.
Reach a market that was invisible until now.
Let’s talk about what your underwriting or claims team needs from the record, before you connect it to your systems.
sharecardapp.com · info@sharecardapp.com · +256 756 289 500 · The card that counts.